Visa® Travel Rewards
EXCITE IS THE COMMUNITY'S CREDIT UNION
VISA® Travel Rewards
Turn everyday purchases into flights, hotels, and travel experiences—without paying an annual fee.
Best for travelers who want simple rewards on every purchase
Quick Highlights
Up to 3 points per $1 spent
No Annual Fee
Up to $30,000 credit limit
Fraud Protection
Travel Rewards Card Benefits
| Key Features | • Earn points for every $1 spent on purchases: 3 points per dollar on Travel & Restaurants 2 points per dollar on Gas, Grocery, and Streaming 1 point per dollar on all other purchases |
| • Earn 15,000-point bonus after $1,500 purchase activity in first 90 days | |
| • Competitive APR | |
| • Worldwide VISA acceptance | |
| Best For | Members who want to earn travel rewards on everyday spending without tracking categories |
| Annual Fee | $0 |
| APR | 13.40% to 22.74% APR* on purchases (see all rates) |
| Credit Limit | Up to $30,000 |
| Security | Free Visa® Purchase Alerts |
| & zero liability if your card is lost or stolen | |
| Extra Benefits | Travel Accident and Auto Rental Insurance |
Questions About Excite’s Visa® Travel Rewards Card?
The cards do not have an annual fee, but there are cash advance and balance transfer fees.
We give you up to three points for every $1 of net purchases:
3 points per dollar on Travel & Restaurants
2 points per dollar on Gas, Grocery, and Streaming
1 point per dollar on all other purchases
Then you redeem your points for flights, hotels, or car rentals. It is that easy! And if you set up your recurring expenses to be charged on your Excite Visa® Travel Rewards Card, you will be traveling for free in no time.
Yes. You certainly can. There is a cash advance fee, 4% of the amount of the advance.
Yes, you’ll need to be a Member to apply for the card, but joining is easy! We’d love to have you part of the Excite community. You can join and apply for your card online in just a few minutes, or visit any of our financial centers to get started in person.
Learn more about our other credit cards
Disclosure
* APR = Annual Percentage Rate. For additional credit card program details, please review the Application and Solicitation Disclosure. Impact on your credit may vary, and some users’ scores may not improve as credit scores are independently determined by credit bureaus based on a number of factors. Excite Credit Union will report your transactions to Transunion®, Experian®, and Equifax®. Speak with an Excite representative for details.