It’s not a daydream if you make it happen.

A personal loan from Excite Credit Union can give you the money you need to fix up your home, take a dream vacation, plan a wedding, simplify your budget, or just make life a little easier.

• Borrow anywhere from $1,000 to $30,000
• Keep your monthly payments affordable with a fixed term and low interest rate
• Streamline your payments through Online or Mobile Banking

Payday Alternative Loans

Unexpected bill? Life throws curveballs. We’re here to help.

Life happens—and when it does, our Helping Hand Loan and Paycycle Loan are smarter, safer options to get the funds you need. With no hidden surprises, Excite can help bridge the gap without putting you further behind.

Helping Hand Loan

• These loans are smaller (up to $500), quick, and pain-free at 0% interest, with only a $20 application fee
• No credit check required
• Membership of six months or more required to qualify

Paycycle Loan

• Borrow up to $2,500 with repayment plans up to 12 months
• Membership of 90 days or more required to qualify