It’s not a daydream if you make it happen.

A personal loan from Excite Credit Union can give you the money you need to fix up your home, take a dream vacation, plan a wedding, simplify your budget, or just make life a little easier.

• Borrow anywhere from $1,000 to $30,000
• Keep your monthly payments affordable with a fixed term and low interest rate
• Streamline your payments through Online or Mobile Banking

Payday Alternative Loans

Need money fast? We’re here to help.

Unexpected expense? Short on cash before payday? Our Helping Hand and PayCycle Loans are smarter, safer ways to get the money you need—without the high costs of a payday lender.

Helping Hand Loan
Smaller loan, no interest.

• Borrow $300–$500, paid back in up to 3 months
• No interest, just a $20 application fee
• No credit check, member for 6+ months

A fast, simple option when you need a little help.

Paycycle Loan
Borrow more, pay over time.

• Borrow $750–$2,000, with up to 12 months to repay
• Low, fixed interest, no application fee
• Credit check required, member for 90+ days

More flexibility when you need a bigger loan.