At Excite Credit Union, we’re more than just a lender.  We're your partner in every mile. We offer loans¹ for the purchase or refinance of cars, trucks, motorcycles, recreational vehicles, and boats. We're here to support you from the moment you drive off the lot, to your daily adventures

Disclosure

¹ Loans require Excite Credit Union Membership.  Minimum amount financed is $5,000. Certain restrictions apply. 
² Existing Excite loans are excluded from this offer. Auto refinance loan must be at least $5,000. Vehicle must be 2011 or newer. Up to 1% APR rate reduction is subject to qualified borrowers and collateral approval. Rate cannot go below our floor rate of 5.25% APR.  (APR=Annual Percentage Rate) A reduction in your monthly payment will be based on a number of factors, including: your current interest rate and term of payment vs. the interest rate and term offered by Excite. Please note that refinancing may increase the total number of monthly payments and/or the total amount paid when compared to your current situation. Although your refinanced monthly payment may be lower, you should carefully consider the amount of any costs associated with refinancing such as any state taxes and titling fees as well as the potential increase in interest charges you may pay and the additional years needed to pay off your loan by refinancing. Also consider whether refinancing may terminate any ancillary products included in the loan you are refinancing such as GAP insurance/waivers. Requests to cancel a loan will be processed as a loan payoff and require the outstanding loan balance to be paid in full including any accrued fees and interest. This offer is subject to all Excite Credit Union loan policies and is subject to credit approval. Rates subject to change. Your actual APR may differ and will be based upon several factors, including credit history, model year, term, and loan amount. Certain restrictions apply. 
³ Subject to credit approval. Certain restrictions apply.