Set up automatic payments to make your life easy.
NOTICE: In our switch to a new payment processing center, some mail in loan payments and deposits have been delayed. We are aware of the situation and apologize for the delay. Any late fees will be refunded immediately.
Please make a note of our new payment processing center for any mailed in deposits and loan payments such as home, vehicle, personal, and student loans, except VISA credit card payments:
New Deposit and Loan Payment Processing Mailing Address:
Excite Credit Union
PO Box 51099
Livonia, MI 48151
For VISA credit card payment, please continue your payments to:
For California Members:
VISA
PO BOX 60510
City of Industry, CA 91716-0510
For North Carolina Members:
VISA
PO BOX 71050
Charlotte, NC 82872-1050
If you need to make a loan payment, let us help you set up an automatic transfer from your account. Visit our Forms page and complete the Automatic Loan Payment Set-up Form and you'll never have to worry about missing a payment again.
Make a Loan Payment online.
Please Note: This tool does not utilize the same login credentials as online banking. In order to make payments towards your loans using the web payment center, you must first register and create a username and password.
Here are other options for making your loan payments:
Type of Loan | Payment Method | How long to post? | Cost? |
---|---|---|---|
Loans / Lines of Credit | |||
Mailed to: Excite Credit Union PO Box 51099, Livonia, MI 48151 |
Day received | $0 | |
From an ECU account: | Automatic Transfer | Due date | $0 |
|
Instant | $0 | |
From another institution: | 3rd party bill pay service | Day received | $0 |
Web Payment Center – online | 1-2 business days for payments made before 6 pm |
$0 | |
Service Center 800.232.8669 | 1-2 business days for payments made before 6 pm |
$10.00 | |
VISA Credit Card | |||
California Members North Carolina Members |
Day received | $0 | |
From an ECU account: |
|
1-2 business days for payments made before 6 pm |
$0 |
From another institution: | 3rd party bill pay service | 1-2 business days for payments made before 6 pm |
$0 |
Online Banking | 1-2 business days for payments made before 6 pm |
$0 | |
PSCU – Phone – 866.820.3095 | 1-2 business days for payments made before 6 pm |
$5.00 | |
Service Center 800.232.8669 | 1-2 business days for payments made before 6 pm |
$10.00 | |
Mortgage Loan / HELOC | |||
Mailed to: Excite Credit Union PO Box 51099, Livonia, MI 48151 |
Day received | $0 | |
From an ECU account: | Automatic Transfer | Due Date | $0 |
|
Instant | $0 | |
From another institution: | 3rd party bill pay service | Day received | $0 |
Service Center 800.232.8669 | 1-2 business days for payments made before 6 pm |
$10.00 |