Payment Options
Set up automatic payments to make your life easy.
Set up automatic transfers from your Excite account or another financial institution. Just visit our Forms page to complete the Automatic Loan Payment Set-up Form and never miss a payment again!
Make a Loan Payment online.
Please Note: To make loan payments using the web payment center, you can either use Express Pay or register and create a username/password. This tool does not utilize the same login credentials as online/mobile banking.
This payment tool is only available for auto and personal loans (not line of credit). For mortgage, credit card, and line of credit payments, please see below for available payment options. We no longer accept Discover Credit cards for payments, Discover Debit cards are accepted.
Here are other options for making your loan payments:
- Automatic Transfer from an ECU account [Posts on the due date]
- Payments made from an ECU account using any of the following methods will be posted instantly
- Online or Mobile Banking
- Service Center – 800.232.8669
- In Branch/Shared Branch
- Payments made from another institution:
- 3rd party bill pay service [Posts on the day received]
- Service Center 800.232.8669 [Posts in 1-2 business days for payments made before 6 pm]
- Mailed to: Excite Credit Union PO Box 51099, Livonia, MI 48151 [Posts on day received]
- Automatic Transfer from an ECU account [Posts on the due date]
- Payments made from an ECU account using any of the following methods will be posted instantly
- Online or Mobile Banking
- Service Center – 800.232.8669
- In Branch/Shared Branch
- Payments made from another institution:
- 3rd party bill pay service [Posts on day received]
- Service Center 800.232.8669 [Posts in 1-2 business days for payments made before 6 pm]
- Mailed to: Excite Credit Union PO Box 51099, Livonia, MI 48151 [Posts on day received]
- Mailed to: [Posts on day received]
- California Members - Mail to: VISA, PO Box 60510, City of Industry, CA 91716-0510
- North Carolina Members - Mail to: VISA, PO Box 71050, Charlotte, NC 28272-1050
- Payments made from an ECU account using any of the following methods will be posted in 1 – 2 business days for payments made before 6 pm
- Online or Mobile Banking
- Service Center – 800.232.8669
- In Branch/Shared Branch
- Payments made from another institution:
- 3rd party bill pay service [Posts in 1-2 business days for payments made before 6 pm]
- Online Banking [Posts in 1-2 business days for payments made before 6 pm]
- Card Services – 866.820.3095 [Posts in 1-2 business days for payments made before 6 pm]
- Service Center 800.232.8669 [Posts in 1-2 business days for payments made before 6 pm
- Automatic Transfer from an ECU account [Posts on the due date]
- Payments made from an ECU account using any of the following methods will be posted instantly
- Online or Mobile Banking
- Service Center – 800.232.8669
- In Branch/Shared Branch
- Payments made from another institution:
- 3rd party bill pay service [Posts on day received]
- Service Center 800.232.8669 [Posts in 1-2 business days for payments made before 6 pm]
- Mailed to: Excite Credit Union, PO Box 51099, Livonia, MI 48151 [Posts on day received]