Cash Back is King
0% APR* for 12 Months
1% Cash Back
$0 Annual Fee
Step Up To Better Learning
There’s nothing better than Banzai! The best way to learn about your money!
Learn about how credit unions are different from banks and why.
Foster Youth UBI Program Launches
Excite has partnered with Santa Clara County to launch a Universal Basic Income (UBI) program to help young adults transitioning out of foster care with the support they need to be successful pillars of our communities.
Purchasing A Home
Get Credit Towards Your Closing Cost, and Save Today!
Paycheck Protection Program
Apply for a First or Second Draw Paycheck Protection Program (PPP) Loan. We’ve partnered with K Servicing to help customers apply for a Second Draw loan.
Join the Tour
Better Your Budget
Win up to $1,000*
America Saves Week
Step Up To Better Money Skills
Member Financial Benefits
In the past year, Excite Credit Union has provided Members with direct savings for their membership with us. These benefits are equivalent to approximately $441 per member.
With a total of $8,506,120 in Member Financial Benefits
Legal Mumbo Jumbo
*APR=Annual Percentage Rate. Rates subjected to change without notice.
**Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date. . Excite Credit Union is not responsible for Non-Sufficient Funds (NSF) fees or penalties resulting from transactions in advance of an anticipated early Automated Clearing House (ACH) credit posting.