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Step Up to New Money Skills.
Say No to New Resolutions and Yes to New Solutions.
Cash Back is King
0% APR* for 12 Months
1% Cash Back
$0 Annual Fee
Step Up To Better Learning
There’s nothing better than Banzai! The best way to learn about your money!
Myths Facts
Learn about how credit unions are different from banks and why.
Foster Youth UBI Program Launches
Excite has partnered with Santa Clara County to launch a Universal Basic Income (UBI) program to help young adults transitioning out of foster care with the support they need to be successful pillars of our communities.
Paycheck Protection Program
Apply for a First or Second Draw Paycheck Protection Program (PPP) Loan. We’ve partnered with K Servicing to help customers apply for a Second Draw loan.
Stimulus Checks: Round 2
Congressional leaders agreed on a $900 billion COVID-19 economic relief package, which is expected to include a $600 direct stimulus payment to eligible recipients. As stimulus payments begin to roll out nationwide, we wanted to provide a resource to help you make sense of them. For additional information, please visit www.irs.gov.
Other Resources:
Easily deposit your check with our mobile app.
What to Do with Your Stimulus Check
Stimulus Check Calculator
Please Note: Excite Credit Union will not charge you an overdraft fee to access your stimulus money. If your account was overdrawn prior to your stimulus deposit and accessing your stimulus funds resulted in an overdraft fee, please log in to online/mobile banking and send us a secure message with the details. Please allow 48 hours for research and credit to your account. Thank you for your patience and understanding.
Legal Mumbo Jumbo
*APR=Annual Percentage Rate. Rates subjected to change without notice.
**Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date. . Excite Credit Union is not responsible for Non-Sufficient Funds (NSF) fees or penalties resulting from transactions in advance of an anticipated early Automated Clearing House (ACH) credit posting.