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EXCITE IS THE COMMUNITY'S CREDIT UNION

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NEW MEMBER BONUS!

Get a 5.00% APY* New Membership Bonus 
paid on the first $2,500 balance in the account
for the first 12 months!** 

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EXCITE IS THE COMMUNITY'S CREDIT UNION

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HOME EQUITY

Tap into your home’s value with a Home Equity Line of Credit. Enjoy flexibility, competitive rates, and easy access to funds for life’s big moments.
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EXCITE IS THE COMMUNITY'S CREDIT UNION

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SAVE UP TO $750! 

Take advantage of our $500 credit towards your closing costs!

PLUS earn an additional $250 towards your home purchase or refinance with our Fast Track Rewards Program.***
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EXCITE IS THE COMMUNITY'S CREDIT UNION

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EARN UP TO 3.65% APY*

Now’s the time to make your money work harder. Our Share Certificates let you lock in your earnings before rates drop. Start saving confidently today with as little as $500!
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EXCITE IS THE COMMUNITY'S CREDIT UNION

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SHIFT INTO BETTER!

Whatever life stage you're in, with an Excite Auto Loan, you can shift into better rates, better payments, and a stronger financial future.
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How can we help you?

Tax Forms
Auto Loans
Credit Cards
Digital Banking
% Rates
Savings
Member Benefits
Estate Planning
Zelle
Home Loans
Wallet

Become a Member

Excite gives everyone a chance to build a financially stronger future.

We design products to save you more money, and we're owned by our Members.

Become a Member

Current Offers
For whatever stage you're in, we can help you shift into better.
Voltage Save & Spend
Refer Family & Friends

Celebrate Baseball Season with Excite!

Baseball season is just around the corner, and Excite Credit Union is proud to sponsor the San Jose Giants and the Wilmington Sharks. Check out our events page throughout the season as we celebrate local baseball and our communities.
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CHECK OUT OUR RATES!

up to

5.00%

APY* Savings for the first year!
up to

3.65%

APY* Share Certificate
as low as

5.00%

APR* Auto Loan
up to

3.65%

APY* Business Share Certificate
See all Rates
California Locations

California Locations

Curtner Branch

San Jose

Blossom Valley Branch

San Jose

Quetzal Gardens Branch

San Jose

Bernal Branch

San Jose
North Carolina Locations

North Carolina Locations

Glen Meade Branch

Wilmington

Racine Branch

Wilmington

What Our Members are Saying

I wished all the people I deal with where this efficient. I thank you for taking pride in your job. Hats off to Jorge.
Member for over 7 years
Me parece Mariela una persona muy profesional , sabe hacer su trabajo , muestra mucha experiencia, ágil y eficaz .

Mil felicitaciónes para ella excelente trabajo.
Ana
I've been in customer service for 35 years, Divya is a good customer service representative, Excite is lucky to have her.
Richard

Join our Community

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them and everyone else we hang out with in life.
Become a Member Membership Benefits


*APY=Annual Percentage Yield. 
** 5.00% APY bonus rate is offered to new Members only
 Anticipated Bonus Dividend Rate for balances of $0.01 to $2,500:  4.89%
 Anticipated ANNUAL PERCENTAGE YIELD (APY):  5.0%
 Non-Bonus Rate is 0.05% with anticipated APY of 0.05% for balances up to $24,999.99 
 Offer subject to change without notice.

*** Earn a $250 closing cost credit when you complete all credit, income, and asset documentation requirements for underwriting evaluation within 5 business days of your mortgage application receipt date. If all requirements are met, the credit will be applied at closing.