Credit Cards
EXCITE IS THE COMMUNITY'S CREDIT UNION
Credit Cards
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Looking for the best credit cards with low rates, valuable rewards, and fewer fees? Excite Credit Union offers a range of credit cards designed to fit your financial goals—whether you want to earn cash back, travel more, save on interest, or build your credit.
Explore our credit union credit cards below and find the right option for your lifestyle.
Compare Our Credit Cards
| Card | Best For | Rewards | Annual Fee |
| Cash Rewards Card | Everyday purchases | 1% cash back | $0 |
| Travel Rewards Card | Travel rewards | Points on purchases | $0 |
| Platinum Card | Low interest rates | None | $0 |
| Secured Card | Building or rebuilding credit | None | $0 |
| Credit Builder Card | Building credit | None | $0 |
| Business Card | Business purchases | None | $0 |
Features Included with All Excite Credit Union Credit Cards
Every Excite Credit Union credit card comes with built-in benefits designed to save you money and protect your account:
- No annual fees
- Competitive interest rates
- Visa® Zero Liability fraud protection
- 24/7 account monitoring and alerts
- Contactless payments and mobile wallet compatibility
- Worldwide acceptance anywhere Visa® is accepted
VISA Cash Rewards Credit Card
Earn simple cash back on everyday purchases with the Visa® Cash Rewards credit card. Members earn 1.5% cash back on groceries, gas, dining, and everyday spending—making it one of the best cash back credit cards for daily use with no annual fee.
VISA Travel Rewards Credit Card
Turn everyday purchases into travel rewards. The Visa® Travel Rewards credit card earns points that can be redeemed for flights, hotels, and car rentals.
This card is ideal for members who travel regularly and prefer earning points instead of cash back.
VISA Platinum Credit Card
The Visa® Platinum credit card offers one of the lowest interest rates available from Excite Credit Union, making it a great low APR credit card for carrying a balance or consolidating higher-interest credit card debt.
VISA Secured Credit Card
The Visa® Secured credit card is a great option for anyone who wants to build or rebuild their credit. It’s especially helpful if you have little or no credit, and is one of the best secured credit cards for building credit, with no credit requirements and a savings-backed limit starting at $500.
VISA Credit Builder
VISA Business Credit Card
The Visa® Business Card is a smart choice for handling your everyday business purchases. Earn 1% cash back on all net purchases, get rewards paid monthly, and enjoy added protection from unauthorized charges. From office supplies to client expenses, it’s built to support your business where it matters most.
Disclosure
* APR = Annual Percentage Rate. For additional credit card program details, please review the Application and Solicitation Disclosure. Impact on your credit may vary, and some users’ scores may not improve as credit scores are independently determined by credit bureaus based on a number of factors. Excite Credit Union will report your transactions to Transunion®, Experian®, and Equifax®. Speak with an Excite representative for details.
