Stay on course to get that degree
Private loans put you in position to pay tuition
A sharp mind and good test scores are keys to college success. But with tuition rising at warp speed, there's sharp focus on paying the bills while making the grade. At Excite Credit Union, we believe higher education should be available to everyone who wants it. So we offer affordable student loans that can help you make it all the way to graduation day.
Smart Option Student Loan®
Whether you’re an undergraduate, graduate student or parent, you can get money for college. At Excite Credit Union, we work with Sallie Mae®, the nation's biggest student loan provider.
- Pay for college expenses not covered by scholarships and federal loans
- Competitive interest rates
- Choice of three repayment options
- No origination fee and no prepayment penalty
Excite Credit Union Tuition Loans
There's more than one path to academic success. These loans are geared for students who attend two-year colleges or are enrolled in certification or specialty training programs.
- Competitive low interest rate,
- Flexible repayment terms to fit your budget.
- Convenient application process online, by phone or in person
- Excite Credit Union is one of the few lenders that offer tuition loans specifically for two-year college programs.
You must be a current member of Excite Credit Union to take advantage of The Sallie Mae and Excite Tuition Loans. All members are required to have a $5 membership share balance in an Excite savings account.
Borrow responsibly We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank or a lender partner. Excite Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Smart Option Student Loan and graduate loan products: This information is for borrowers attending degree-granting institutions only. Smart Option Student Loan information is for undergraduate borrowers only. You must be attending a participating school located in the U.S. or have attended one during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. For the Dental School Loan, Law School Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.