Who says you can't have a credit card? Not us.
Buy what you need as you build up your credit score
You're totally responsible. Maybe you're young and haven't had a chance to prove it yet. Or perhaps a one-time financial hiccup left other credit card issuers with the wrong impression. At Excite Credit Union, our Visa® Secured card can help set things right. For now, you get all the purchasing power you need. Looking toward the future, you get to build - or rebuild - your credit history by making the on-time payments needed to get there.
- No credit qualification necessary
- Card credit limit is the amount you have in your Share Savings Account (minimum $500)
- Competitive interest rates
- Free 24/7 Visa® anti-fraud protection
- Free travel accident insurance
- Free auto rental collision coverage
Impact on your credit may vary, and some users’ scores may not improve as credit scores are independently determined by credit bureaus based on a number of factors. Excite Credit Union will report your transactions to Transunion®, Experian®, and Equifax®. Speak with an Excite representative for details.