Visa® Cash Rewards

A shopper’s best friend. Save money with every purchase.

It's like getting everything on sale

Earn money back on things you buy every day.

Whether you're paying for meals or medicine, car parts, or cable service, our Visa® Cash Rewards card offers 1% back on just about every purchase. That means every time you spend $100, you get a buck back. Over the course of a year, that adds up to some serious cash back.

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0.00% APR*

Pay no interest for the first 12 months.

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Cash Rewards

Earn $1 for every $100 you spend - rewards paid monthly.

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No Annual Fee

We’d never charge you a fee to have an Excite credit card.

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Digital Wallet

Manage your account anywhere you go.

Excite Visa® Cash Rewards Benefits

Best For
The financially savvy individual who wants to get cash rewards for everyday purchases - so basically, free money.
Annual Fee
$0
APR
0% APR* for 12 months &
9.90% to 19.24% APR on purchases thereafter
Credit Limit
Up to $30,000
Security Protections
Free Visa® Purchase Alerts
& zero liability if your card is lost or stolen
Extra Benefits
Travel Accident and Auto Rental Insurance

Apply Now!

★★★★★

I love this Credit Union!!! Best rates, highest payouts for deposits. Nice folks too. I am shifting the entirety of my indebtedness to them because the rates are so good, and I was tired of getting hit with huge interest at the end of every month. 5 stars.

~ Braxton W.

Questions About Excite’s Visa® Cash Rewards Card?

No. There are never fees for our Visa® Cash Rewards Card. We wouldn’t charge you to have an Excite CU card because we know you have better things to do with your cash.

We give you one $1 for every $100 you spend or 1% of all net purchases. We pay rewards out monthly, with an opportunity to pocket up to $1,000 per year. Sounds like a good deal, doesn’t it?

With approved credit, this card has a limit of up to $30,000.

Yes. You certainly can. The cash advance APR is 11.90% to 21.24% and the fee is 4% of the amount of the advance.

Yes. But you should join us. We’re different from the other banks and credit unions because we don’t take ourselves too seriously.

You can easily apply online or stop by an Excite financial center to join in person. Then open any account you want.

More Excite Visa® Credit Cards

So maybe getting cash back isn’t your first priority, and that’s okay. We’ve got plenty of other ways to give you the benefits you deserve, including a travel rewards card that helps you get out and see the world.

Visa® Travel Rewards

Get rewarded with flights, hotels, and car rentals for every dollar you spend.

Learn More

Visa® Secured

Restore, rebuild, or reconstruct your credit score with a Visa Secured® card.

Learn More

Visa® Business

Earn cash back points, remove unauthorized liabilities, and save big on annual fees with every swipe you make.

Learn More

Step up to Membership

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.