It's like getting everything on sale
Earn money back on things you buy every day.
Whether you're paying for meals or medicine, car parts, or cable service, our Visa® Cash Rewards card offers 1% back on just about every purchase. That means every time you spend $100, you get a buck back. Over the course of a year, that adds up to some serious cash back.
0.00% APR*
Pay no interest for the first 12 months.
Cash Rewards
Earn $1 for every $100 you spend - rewards paid monthly.
No Annual Fee
We’d never charge you a fee to have an Excite credit card.
Digital Wallet
Manage your account anywhere you go.
Excite Visa® Cash Rewards Benefits
9.90% to 19.24% APR on purchases thereafter
& zero liability if your card is lost or stolen
★★★★★
I love this Credit Union!!! Best rates, highest payouts for deposits. Nice folks too. I am shifting the entirety of my indebtedness to them because the rates are so good, and I was tired of getting hit with huge interest at the end of every month. 5 stars.
~ Braxton W.
Questions About Excite’s Visa® Cash Rewards Card?
No. There are never fees for our Visa® Cash Rewards Card. We wouldn’t charge you to have an Excite CU card because we know you have better things to do with your cash.
We give you one $1 for every $100 you spend or 1% of all net purchases. We pay rewards out monthly, with an opportunity to pocket up to $1,000 per year. Sounds like a good deal, doesn’t it?
With approved credit, this card has a limit of up to $30,000.
Yes. You certainly can. The cash advance APR is 11.90% to 21.24% and the fee is 4% of the amount of the advance.
Yes. But you should join us. We’re different from the other banks and credit unions because we don’t take ourselves too seriously.
You can easily apply online or stop by an Excite financial center to join in person. Then open any account you want.
More Excite Visa® Credit Cards
So maybe getting cash back isn’t your first priority, and that’s okay. We’ve got plenty of other ways to give you the benefits you deserve, including a travel rewards card that helps you get out and see the world.
Visa® Travel Rewards
Get rewarded with flights, hotels, and car rentals for every dollar you spend.
Visa® Secured
Restore, rebuild, or reconstruct your credit score with a Visa Secured® card.
Visa® Business
Earn cash back points, remove unauthorized liabilities, and save big on annual fees with every swipe you make.
* APR = Annual Percentage Rate. The introductory rate begins at account opening. When the introductory rate expires, your non-discounted APR will change to a regular rate, which is based on your credit worthiness. The current regular rate is disclosed in our credit card Application and Solicitation Disclosure. Impact on your credit may vary, and some users’ scores may not improve as credit scores are independently determined by credit bureaus based on a number of factors. Excite Credit Union will report your transactions to Transunion®, Experian®, and Equifax®. Speak with an Excite representative for details.