Visa® Business Rewards
EXCITE IS THE COMMUNITY'S CREDIT UNION
Business Rewards Card Benefits
| Key Features | • Earn $1 back for every $100 spent (1% cash back) |
| • Rewards paid annually | |
| • No annual, balance transfer, or cash advance fees | |
| • Worldwide VISA acceptance | |
| Best For | Small business owners looking for simple cash back on everyday expenses like supplies, services, and client purchases |
| Annual Fee | $0 |
| APR | 13.40% to 22.74% APR* on purchases |
| Credit Limit | Up to $30,000 |
| Security | Free Visa® Purchase Alerts |
| & zero liability if your card is lost or stolen | |
| Extra Benefits | Expense management for business purchases Separation of business and personal spending Worldwide VISA acceptance |
Questions About Excite’s Visa® Business Rewards Card?
No. There are never annual fees for our Visa® Business Card. We wouldn’t charge you to have an Excite CU credit card because we know businesses like yours have better things to do with your cash. You will, however, be charged a Foriegn Transaction Fee if you use your card outside of the country.
With approved credit, this card has a limit of up to $30,000.
Yes. You certainly can.
Yes. We offer an entire suite of products and services just for businesses, including checking and savings accounts, share certificates, credit cards, and loans. Excite CU also provides support for merchant services, including incorporating as an LLC or corporation, help with point of sale (POS) systems, obtaining an EIN or tax ID, and more!
You can easily apply online or stop by an Excite financial center to join in person. Then open any account you want.
Financial institutions and card issuers look at applicants’ credit reports when evaluating applications, since most small business cards require business owners to personally guarantee the debt.
Learn more about our other credit cards
Disclosure
* APR = Annual Percentage Rate. For additional credit card program details, please review the Application and Solicitation Disclosure. Impact on your credit may vary, and some users’ scores may not improve as credit scores are independently determined by credit bureaus based on a number of factors. Excite Credit Union will report your transactions to Transunion®, Experian®, and Equifax®. Speak with an Excite representative for details.