Visa Rewards

Excite Visa® Rewards Credit Cards at a glance:


Visa® Cash Rewards

Visa® Travel Rewards

Summary Earn money for making everyday purchases.

Redeem points for flights, hotels or car rentals.

Rewards Earn 1% of all net purchases - Up to $1,000 per year. Rewards never expire. Rewards are paid monthly. Earn 1 point for every $1 of net purchases. Up to 150,000 points per year. Plus, earn bonus 3000 points with $300 of net purchases within the first 60 days. Rewards available 2nd of every month.
Introductory Rate 0.00% introductory APR*
for 12 months
0.00% introductory APR*
for 12 months
Annual Fee None None
Foreign Transaction Fees 3% None
Cash Advance Fees 4% 4%
Balance Transfer Fees 4% 4%
Purchase Grace Period 25-day 25-day
Credit Lines Up to $30,000 Up to $30,000
24/7 Member Support Free Free
Complimentary Travel Accident and Auto Rental Insurance Free Free
Zero liability on unauthorized transactions if your card is lost or stolen. Guaranteed Guaranteed
Visa Purchase Alerts Free Free
*APR = Annual Percentage Rate. The introductory rate begins at account opening. When the introductory rate expires, your non-discounted APR will change to a regular rate, which is based on your credit worthiness. The current regular rate is disclosed in our credit card  Application and Solicitation Disclosure. Applicants must be 21 years or older and an Excite Credit Union member or qualify to become a member. Loan rates and approval subject to credit score and analysis. Loan rates subject to change without notice. Other restrictions may apply.