Youth Checking’s bigger brother (or sister).
The peanut butter to its jelly. The yin to its yang. The start to your membership.
So you’re ready to become and member and open your first account. It all starts with a Youth Savings account. Use it to store your hard earned cash and holiday money. Build up an early safety net and watch it grow. And it’s 100% a safer place to keep your cash than your drawer.
- Available to youth 0-17
- Minimum opening deposit: $50 (deposited by Excite and includes par value)
- Minimum balance: $5
- Earns dividends (5% APY* on balances up to $2,500!)
- ATM Card available to youth 13+
- Free and unlimited use of more than 30,000 ATMs
- Online/Mobile Banking
- Requires eStatement
*APY = Annual Percentage Yield. Limit of one Youth Savings per member. Requires responsible individual 18 or older as a joint owner for youth 0-15, not required for youth 16-17. Initial $50 opening deposit by Excite is held for the first 12 months and forfeited if account is closed prior to 12 months. Members with Step Up Savings are not eligible for Youth Savings Account.