Ditch the cookie jar and step up to better

Better rates lead to more groceries (and cookies)

We know you're not looking for some sort of storage facility for your savings. You've come to us because you heard we're good at helping people grow their money. You heard right. We do everything possible to offer great rates on our Share Accounts, Share Certificates, Money Markets and IRAs. The bottom line is that you get considerably more out of your Excite Credit Union account than what you put into it.

Share Rates

All rates effective as of 09/29/2020
Deposit Range APY Dividend Rate
Go Savings and Extra Savings
$100.00 - $24,999.99 0.05% 0.05%
$25,000.00+ 0.05% 0.05%
IRA Share
$100.00 - $24,999.99 0.20% 0.20%
$25,000+ 0.20% 0.20%
Youth Savings
$0.01 - $2,500 5.00% 4.89%
$2,500+ 0.50% 0.50%

Go Checking Rates

All rates effective as of 09/29/2020
Deposit Range APY Dividend Rate
Premium Rate
$0.01 - $20,000.00 1.00% 1.00%
Standard Rate
20,000.00+ 0.10% 0.10%

Dividend Checking Rates

All rates effective as of 09/29/2020
Deposit Range APY Dividend Rate
Premium Rate
$0.01 - $15,000.00 0.50% 0.50%
Standard Rate
$15,000.01 + 0.20% 0.20%

High Yield Money Market Accounts

All rates effective as of 09/29/2020
Deposit Range APY Dividend Rate
$0.01 - $2,499.99 0.10% 0.10%
$2,500 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.10% 0.10%
$50,000.00 - $99,999.99 0.25% 0.25%
$100,000.00 - $199,999.00 0.30% 0.30%
$200,000.00+ 0.35% 0.35%

Share Certificates

All rates effective as of 09/29/2020
Term APY Dividend Rate Minimum Deposit
6 Months .45% .45% $500
12 Months .55% .55% $500
24 Months .65% .65% $500
36 Months .75% .75% $500
48 Months .80% .80% $500
60 Months .85% .85% $500

IRAs (Individual Retirement Accounts)

All rates effective as of 09/29/2020
Term APY Dividend Rate Minimum Deposit
6 Months .45% .45% $500
12 Months .55% .55% $500
24 Months .65% .65% $500
36 Months .75% .75% $500
48 Months .80% .80% $500
60 Months .85% .85% $500

Step up to Membership

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.