Step Up Savings

Our premier account for child development. According to research, if a child has $500 in their savings account before college age, they’re 4x more likely to attend college and 5x more likely to graduate! Excite will make annual deposits if you do. And we also give a little extra every few years.

A good lesson on the road to growing up

Help your kids get in the habit of saving money

The first thing young people learn about money is that it's fun to spend it. Like, right now. On gadgets, junk food or pretty much anything that provides instant pleasure. But as time passes parents step in and explain the bigger picture. With the help of an Excite Credit Union Youth Account, you can teach your kids lessons about the value of long-term saving that will last a lifetime. 

  • For ages 0-17
  • Perfect place for money children get through gifts, allowances and part-time jobs
  • Excite Credit Union will make the initial $50 deposit
  • Children and parents must deposit at least $25 annually
  • Interest rates of 5% APY* on first $2,500 of deposits (0.5% on bigger balances)
  • Money can be withdrawn from account when child turns 18 years old
  • This product is offered only through special partnerships

Step up to Membership

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.