Checking Accounts

Excite offers some of the best checking account options around. From free checking, to accounts for those who need a second chance.

Checking accounts made just for you

Our checking accounts are tailored to meet your specific needs. Choose the one that’s right for you!

Go Checking

Clean, simple, and smart. Get going with Go Checking!

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Youth Checking

Pay for this term's tuition or treat yourself to Tuesday tacos.

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Enjoy these features with every checking account

Visa® Debit Card

Free Visa® debit card for convenient shopping.

Mobile Banking

24/7 access with free Online Banking and Mobile App.

Unlimited ATM Use

Access to 30,000+ surcharge-free ATMs.

Electronic Bill Pay

Tap into your accounts anytime, anywhere.

Compare our checking accounts side-by-side

 
GO CHECKING
YOUTH CHECKING
Best For
Everyday checking needs for those on the go.
Youth ages of 12 to 20 who want a reliable way to manage money.
Monthly Fee
$0
$0
Pays Dividends
Yes
No
Minimum Opening Deposit
$0
$0

★★★★★

I have been a member for over 29 years and have used the Curtner Branch on hundreds of occasions. I have a majority of my business there, including my checking account and auto loans in the past. I have always found the staff there to be friendly, helpful, and knowledgeable. Since my checking is free, I figure I've saved thousands of dollars over the years--money that would've gone to some big bank had I not discovered the credit union years ago.

- Daniel J., San Jose, CA

Not sure what's best for you? We can help.

Contact us and we can run through your needs and the many options we have available.

Contact Us

Have you been restricted from opening a checking account due to poor credit? We got you! The Fresh Start Checking account is designed for those who need a second chance. Learn more.

Step up to Membership

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.