Lower your bills by going Solar!

We offer several options.

Get the Power of the Sun.

Our newest initiative promotes sustainability through the use of solar power. Protect yourself from rising costs of utility while saving on your electricity bills. With an Excite Credit Union solar loan you get access to natural power plus give back to our planet. Our solar loans will help you finance the purchase and installation of solar panels for your home.

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Tax Credits

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Energy Savings

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Home Savings

Our solar loans

We offer 100% financing on solar loans. Maximize the lifetime savings of your investment with low rates, low monthly payments, no down payment, and no prepayment penalty.

Loans up to $50,000 with flexible terms.

Why Solar is worth it

There are many reasons homeowners upgrade their homes by installing solar panels.

  • Increase the value of your home
  • Help the environment and reduces your carbon footprint
  • Save money on your electric bill
  • Federal Tax credit of 26% has been extended through 2022.
  • Reduces Dependency
  • Lower maintenance costs


Learn ways to make your home energy-efficient and how solar loans can help with upfront costs.

Center for Sustainable Energy

Energy.gov - Homeowners Guide to the Federal Tax Credit

Loan Payment Calculator

Solar Loan FAQs

The utility cost savings can be calculated by multiplying the kWh production of the system times the billing rate per kWh charged by the utility. For example, a system that generates 1,000 kWh of electricity per month X a utility billing rate of $0.15 per kWh = $150 in monthly savings.

Solar panels and solar panel systems will save you money and bring a return on your investment in no time. Rising property values, lowered utility costs and the federal tax credit all ease the upfront costs of installing solar panels.

About 25 to 30 years.

There are several factors that affect the combined costs and combined benefits of going solar. The average time it takes solar panels to pay for themselves is between 6-10 years for most homeowners.

Click here for additional informaiton and more answers to your FAQs.

Step up to Membership

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.