Membership

Say good bye to Wall Street and hello to Main Street.

Welcome aboard! We're excited to see you.

At Excite Credit Union, you're just not another account number. You're a fellow member and a friendly neighbor. We're definitely looking forward to your arrival. To learn more about the Credit Union difference, visit MyCreditUnion.org

 

The Credit Union Difference

Banks are a for-profit corporation, and are owned by private investors and stakeholders. Your accounts earn money to line their pockets. Credit Unions are owned by you - the member. We return profits to members in the form of better rates, lower or no fees, and many other financial services. As a member, you have a "share" in the cooperative model of a credit union. 

Banks have several branches, ATMs and technology that allow for access 24/7. Well your Credit Union has the same. We also, have 30,000 surcharge-FREE ATMs worldwide - that's more than banks.

Banks are insured up to $250K by the FDIC. Credit Unions are also insured up to $250K by NCUA  - the National Credit Union Administration.

Banks are a for-profit corporation, and are owned by private investors and stakeholders. Your accounts earn money to line their pockets. Credit Unions are owned by you - the member. We return profits to members in the form of better rates, lower or no fees, and many other financial services. As a member, you have a "share" in the cooperative model of a credit union. 

Banks have several branches, ATMs and technology that allow for access 24/7. Well your Credit Union has the same. We also, have 30,000 surcharge-FREE ATMs worldwide - that's more than banks.

Banks are insured up to $250K by the FDIC. Credit Unions are also insured up to $250K by NCUA  - the National Credit Union Administration.

Step up to Membership

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.