Welcome aboard! We're excited to see you.
At Excite Credit Union, you're just not another account number. You're a fellow member and a friendly neighbor. We're definitely looking forward to your arrival. To learn more about the Credit Union difference, visit MyCreditUnion.org.
Banks are a for-profit corporation, and are owned by private investors and stakeholders. Your accounts earn money to line their pockets. Credit Unions are owned by you - the member. We return profits to members in the form of better rates, lower or no fees, and many other financial services. As a member, you have a "share" in the cooperative model of a credit union.
Banks have several branches, ATMs and technology that allow for access 24/7. Well your Credit Union has the same. We also, have 30,000 surcharge-FREE ATMs worldwide - that's more than banks.
Banks are insured up to $250K by the FDIC. Credit Unions are also insured up to $250K by NCUA - the National Credit Union Administration.
Banks are a for-profit corporation, and are owned by private investors and stakeholders. Your accounts earn money to line their pockets. Credit Unions are owned by you - the member. We return profits to members in the form of better rates, lower or no fees, and many other financial services. As a member, you have a "share" in the cooperative model of a credit union.
Banks have several branches, ATMs and technology that allow for access 24/7. Well your Credit Union has the same. We also, have 30,000 surcharge-FREE ATMs worldwide - that's more than banks.
Banks are insured up to $250K by the FDIC. Credit Unions are also insured up to $250K by NCUA - the National Credit Union Administration.
