Free Credit Reports

Alliance is happy to offer an outstanding resource to help you access your completely free credit report and score while receiving vital updates for protecting your information. SavvyMoney arms you with the knowledge you need to turn your credit into an engine for financial freedom, opportunity and security.

SavvyMoney provides:

  • Free ongoing access to your credit score
  • Continuous access to your credit report at no charge
  • Credit protection alerts any time key report information changes
  • Personalized analysis of each component of your credit rating
  • Educational articles, videos and other tools to help you master your credit.

Get started today:

  1. Log in to Online Banking
  2. Select Credit Score under Additional Services
Not enrolled in Online Banking? Register now and you'll be checking your score in minutes!

For questions, please contact our Service Center at 800.232.8669 between 5 am and 6 pm PT. You may also visit any financial center location during normal business hours.

Frequently Asked Questions

SavvyMoney is the best credit score information service out there if you’re looking to crack the code of credit ratings or learn how the information on your credit reports translates into a score. SavvyMoney will help you cut through the clutter of opinions and sales pitches to get to the facts of how you can use your credit to accomplish your life goals.
Tools offered by SavvyMoney include:
• A free credit score every month
• Personalized analysis of each component of your score
• Clear, simple explanations of factors impacting your score
• Videos and daily articles from personal finance expert Jean Chatzky
There is no cost to you whatsoever for the SavvyMoney credit score services or products provided by the Credit Union.
SavvyMoney uses industry-standard security practices to protect your data.
Utilizing the services or products offered by SavvyMoney will never directly impact your credit score. When SavvyMoney accesses your credit file information, it results in a “soft inquiry” that doesn’t alter your score in any way.
No, Your SavvyMoney credit score may differ from the credit score model used by the credit union to make loan decisions. The Savvy Money Credit Score is an indicator of your overall credit but should not be relied upon to determine loan eligibility or pricing from Alliance Credit Union.
In response to member feedback, we're planning to implement this functionality in the next phase of our SavvyMoney service. We'll be sure to let you know when this option becomes available.

Report Identity Theft

If someone has fraudulently used your identity to establish credit, contact us at Alliance immediately and then report the incident as quickly as possible to each of the consumer reporting agencies: