BETTER BUSINESS SERVICES

What we bring to the table when you become a member

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MERCHANT SERVICES

by Total Merchant Concepts

Take advantage of point of sale (POS) purchases, mobile processing, e-checks and more from our business partner, Total Merchant Concepts (TMC). If you're curious about details like cost, the time frame to set up, or contracts, feel free to give TMC a call at 888.249.9919.

LLC or CORPORATION REGISTRATION

by Deluxe

Forming as a Limited Liability Company (LLC) or corporation limits your legal and financial responsibility as a business owner for the activities and debts of the business. It allows you to create a separation of your business and personal assets.

SOLE PROPRIETOR DBA

by My Corporation

A sole proprietor can operate under a name other than their legal name. This provides benefits like added credibility as well as a separation of your personal and business entity. A DBA also gives you the ability to open up a separate bank account under the business name, allowing your customers can make payments to the business itself, instead of to you personally.

EMPLOYER IDENTIFICATION NUMBER

by My Corporation

An Employer Identification Number (EIN), or Federal Tax ID, is a unique number assigned to your business by the Internal Revenue Service that is used to identify a business entity, allowing you to file business income tax returns. With an EIN you can open a business banking account, hire employees, and build a business credit profile.

OPERATING AGREEMENT

by My Corporation

An operating agreement among LLC member is used to define how an LLC will be run, provides details about the business conducted by an LLC, and the right and duties of its members. It is used as an official contract outlining the businesses financial and functional decisions.

HR AND PAYROLL SERVICES

By Paylocity

If your team is growing, you’ll need access to the best HR and payroll system around. Use Paylocity to reduce manual tasks, maintain compliance, and pay your employees.

COUNSELING, MENTORING, AND NETWORKING

By SCORE

Connect with a business mentor for advice, attend a virtual workshop, or learn from a collection of business resources.

FINANCIAL EDUCATION

We care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE and award winning BANZAI to provide you with free access to expertly-crafted financial education and resources to help with real life financial situations.

Small business owners face a unique challenge: how do you turn your great idea into a profitable business when resources are limited? This Small Business Owners toolkit offers tips and financial guidance for anyone who wants to monetize their passion.

Although it’s tempting to try and run a business on your own, it’s usually a good idea to get professional help.  We've provided a link to several articles to help guide you along the way.

QUESTIONS? LET’S CHAT.

Excite Credit Union has friendly and knowledgably team members who are excited to help.
(Yes, we like our puns too!)

Call us at 800.232.8669

READY TO STEP UP TO BETTER BUSINESS BANKING?