Additional Savings

Need a second vault to store your cash? Look no further.

Start your journey to a better tomorrow.

Save extra money for the holidays...and anything else

Work, family and household chores. It's easy to fall into a daily routine that's sort of, well, routine. 

Every life needs some sizzle and sparkle. With Excite's Additional Savings Accounts, you can add a little extra zip to your next vacation and the holiday season. By depositing money in your accounts year-round, you'll have extra cash to spend for those special times.

Extra Savings

Whether you're taking a Caribbean cruise or packing up a camper and setting out to see America, a little extra money can go a long way. 

Holiday Savings Account

Special gifts, delicious meals and traveling to see far-off family members. The holiday season brings a lot of fun, but added expenses as well. When Nov. 1 rolls around, we’ll move your Holiday savings into your checking or regular savings account, so you can cover all those extra costs.

Our Additional Savings accounts help you crush those saving goals with access to a ton of great benefits and services!

No Minimum Balance

No Minimum Balance

Open your accounts with a minimum opening deposit of just $10.

Simple

Simple

Earn the same dividends as a savings account with Extra Savings. Holiday Savings interest accrues when balance tops $100.

Track Your Savings

Track Your Savings

Appears as a separate item on your monthly statement so you can see your progress.

Flexibility

Flexibility

Enjoy free and unlimited use of more than 30,000 ATMs. Money can be withdrawn at any time without restriction or penalty.

Flexibility

Competitive Rates and Service

Our interest-earning accounts offer savings, rates, and personalized customer service that conventional banks can’t match.

Convenience

Convenience

Use free Mobile Deposit to conveniently deposit checks or set up payroll deduction.

★★★★★

Very impressed with the prompt service, organization of their business, friendly and knowledgeable staff as well as excellent new customer incentives.

~ Tim D.

Additional Savings works so you don’t have to

An Extra Savings or Holiday Savings account is the perfect companion to Certificates, which allow you to earn interest and receive a reliable return, and Visa®  Travel Rewards.

Not sure which account is best for your needs? We can help.

Contact us and we can run through your needs and the many options we have available.

Contact Us

FAQs

Excite members can choose from multiple savings account options. In addition to Go Savings, our high yield savings account, we also offer money market accounts and youth savings opportunities.

You can! You can set up the transfer online, via fax, or in person at one of our branches.

Account owners can sign up with the Direct Deposit/Payroll Deduction using our form that you can present to your employer’s payroll office.

In addition to automatic transfers and making deposits via our mobile app, you can also make deposits at our cooperating ATMs.

Make your deposit on business days before 3pm, and you’ll have immediate access to the first $500 of the amount you deposited.

We offer two types of checking: Go Checking and Youth Savings. 

No monthly fee required and only a minimum balance of $25. Go Checking pays dividends, while Youth Checking is designed to teach young people about money management techniques.

Both have access to 30,000 surcharge-free ATMs around the world, the digital wallet feature, and convenient Mobile Banking.

When you activate cash-back offers with our Online Banking service, you’ll enjoy cash back into your account every month when you make purchases with your debit card.

You don’t have to sign up for anything, you’re automatically enrolled! Find out more here.

While there’s no monthly maintenance fee or required minimum balance for your account, you will need a balance of $100 to earn interest on Holiday Savings. Extra Savings earns interest just like a regular savings account.

Whether your savings are your emergency fund or simply a way to grow your money, we know you value your hard-earned money. Excite takes this responsibility seriously.

Your accounts are federally insured by the National Credit Union Administration (NCUA).

Unlike a commercial bank that offers dividends on savings as well, credit unions are nonprofits that are owned by their members.

That means that we can offer higher dividends to our members, as well as lower interest rates on loans and credit cards. That means we don’t charge as much for borrowing with us (interest), and we can pay you more for trusting us with your money (dividends,) because we don’t have to share profits with shareholders, just members.

We offer a range of business products and services, including savings accounts.

In addition to savings, we offer business checking, and business services, including support for:

  • Point of Sale (POS) purchases
  • Mobile processing
  • E-checks
  • Building brand equity
  • Growing revenue
  • Increasing market share
  • Streamlining procedures
  • Incorporating as an LLC or corporation
  • Official registration of your business name
  • Obtaining an EIN Tax ID
  • HR and payroll

Find out more about our business services here.

Step up to Membership

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.