Home Equity Loans

Use the equity in your home to rebuild a rough roof or upgrade a well-loved living room.

Put yourself in a position to say ‘yes’

With our low rates, almost anything is possible

Jazz up your old house. Send your kid off to State U or that great college across the country. Say so long to unwanted debt that's twisting your stomach in knots. At Excite Credit Union, we can make all of that happen and more. Our affordable Home Equity Loans and Lines of Credit come with no strings attached, meaning that you can do whatever it takes to put your family and finances into a really positive place.  

Home Equity Loans

Remodel your kitchen, make a big-ticket purchase or cross a few items off your bucket list. The value of your home helps you qualify for a low-cost loan you can use for pretty much anything.

  • Get a chunk of money all at once
  • Low rates keep monthly payments in check
  • Predictable payments make budgeting easier
  • Simple application process gives you quicker access to funds

           Apply Now                Check Rates

Home Equity Line of Credit

It’s instant cash, available whenever you need it – and as often as you need it. Pay off higher-interest debt, cover costly repairs or tap into it for payments you have to make on a regular basis, such as college tuition.

  • Low-interest revolving loan fund
  • Money available for any purpose
  • Fast access to funds through checks, Online Banking and at Excite Credit Union branches
  • Affordable monthly payments

Step up to Membership

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.